/* =============================================
   FINANCE ARENA — STYLESHEET
   ============================================= */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:       #0a1f3d;
  --navy-dark:  #071529;
  --navy-mid:   #122848;
  --gold:       #c9a227;
  --gold-light: #e0b83a;
  --gold-pale:  rgba(201,162,39,.12);
  --charcoal:   #1a1a2e;
  --dark:       #0d0d1a;
  --mid:        #2a2a40;
  --grey:       #4a4a5a;
  --muted:      #888;
  --border:     #1e2f4a;
  --white:      #ffffff;
  --off-white:  #f7f8fc;
  --cream:      #f4f5fa;

  --font:       'Inter', system-ui, -apple-system, sans-serif;
  --radius:     12px;
  --radius-lg:  20px;
  --shadow:     0 4px 24px rgba(0,0,0,.12);
  --shadow-lg:  0 12px 48px rgba(0,0,0,.18);
}

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font);
  color: var(--charcoal);
  background: var(--white);
  line-height: 1.6;
  overflow-x: hidden;
}

img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }

.container {
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ── BUTTONS ── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: 8px;
  font-weight: 600;
  font-size: .95rem;
  letter-spacing: .02em;
  cursor: pointer;
  transition: all .2s ease;
  border: 2px solid transparent;
  white-space: nowrap;
}
.btn--primary {
  background: var(--gold);
  color: var(--navy-dark);
  border-color: var(--gold);
}
.btn--primary:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(201,162,39,.4);
}
.btn--ghost {
  background: transparent;
  color: #fff;
  border-color: rgba(255,255,255,.4);
}
.btn--ghost:hover {
  background: rgba(255,255,255,.1);
  border-color: rgba(255,255,255,.7);
}
.btn--nav {
  background: var(--gold);
  color: var(--navy-dark);
  padding: 10px 22px;
  font-size: .875rem;
}
.btn--nav:hover { background: var(--gold-light); }
.btn--outline {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}
.btn--outline:hover { background: var(--navy); color: #fff; }
.btn--outline-light {
  background: transparent;
  color: rgba(255,255,255,.8);
  border-color: rgba(255,255,255,.35);
}
.btn--outline-light:hover {
  background: rgba(255,255,255,.1);
  color: #fff;
  border-color: rgba(255,255,255,.6);
}

/* ── SECTION SHARED ── */
.section { padding: 96px 0; }

.section-header {
  text-align: center;
  max-width: 600px;
  margin: 0 auto 64px;
}
.section-header h2 { font-size: 2.4rem; font-weight: 800; line-height: 1.2; margin-bottom: 16px; }
.section-header p { color: var(--grey); font-size: 1.1rem; }
.section-header--light h2, .section-header--light p { color: #fff; }
.section-header--light p { color: rgba(255,255,255,.75); }

.section-label {
  display: inline-block;
  font-size: .75rem;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--gold);
  background: var(--gold-pale);
  padding: 4px 12px;
  border-radius: 100px;
  margin-bottom: 16px;
}
.section-label--light {
  background: rgba(255,255,255,.15);
  color: #fff;
}

/* ── NAV ── */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  background: rgba(10,31,61,.95);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
  transition: all .3s ease;
}
.nav.scrolled {
  background: rgba(7,21,41,.98);
  box-shadow: 0 2px 24px rgba(0,0,0,.5);
}
.nav__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}
.nav__logo {
  display: flex;
  align-items: center;
  gap: 12px;
}
.logo-fa {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  background: var(--gold);
  color: var(--navy-dark);
  font-weight: 900;
  font-size: 1rem;
  border-radius: 8px;
  letter-spacing: -.02em;
  flex-shrink: 0;
}
.logo-text {
  color: #fff;
  font-weight: 700;
  font-size: .9rem;
  line-height: 1.3;
}
.logo-text small {
  display: block;
  font-weight: 400;
  font-size: .75rem;
  color: var(--muted);
}
.nav__links {
  display: flex;
  align-items: center;
  gap: 32px;
}
.nav__links a {
  color: rgba(255,255,255,.75);
  font-size: .9rem;
  font-weight: 500;
  transition: color .2s;
}
.nav__links a:hover { color: #fff; }
.nav__burger {
  display: none;
  background: none;
  border: none;
  color: #fff;
  font-size: 1.5rem;
  cursor: pointer;
  padding: 4px;
}

/* ── HERO ── */
.hero {
  position: relative;
  background: var(--navy-dark);
  color: #fff;
  padding: 160px 0 120px;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 70% 50%, rgba(201,162,39,.12) 0%, transparent 70%),
    radial-gradient(ellipse 40% 40% at 5% 80%, rgba(10,31,61,.6) 0%, transparent 60%);
}
.hero__bg-texture {
  position: absolute;
  inset: 0;
  background-image:
    repeating-linear-gradient(
      45deg,
      transparent,
      transparent 40px,
      rgba(255,255,255,.008) 40px,
      rgba(255,255,255,.008) 41px
    );
}
.hero__inner {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(201,162,39,.15);
  border: 1px solid rgba(201,162,39,.35);
  color: var(--gold-light);
  font-size: .8rem;
  font-weight: 600;
  letter-spacing: .08em;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: 100px;
  margin-bottom: 28px;
}
.hero__badge::before {
  content: '';
  width: 6px;
  height: 6px;
  background: var(--gold);
  border-radius: 50%;
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: .5; transform: scale(1.3); }
}
.hero__heading {
  font-size: clamp(2.6rem, 5vw, 4rem);
  font-weight: 900;
  line-height: 1.1;
  margin-bottom: 24px;
  letter-spacing: -.02em;
}
.hero__heading em {
  font-style: normal;
  color: var(--gold);
}
.hero__sub {
  font-size: 1.1rem;
  color: rgba(255,255,255,.7);
  line-height: 1.7;
  margin-bottom: 40px;
  max-width: 480px;
}
.hero__cta {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 48px;
}
.hero__trust {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: .85rem;
  color: rgba(255,255,255,.6);
  font-weight: 500;
}
.trust-icon { color: var(--gold); font-size: 1rem; }

/* Hero right — stats panel */
.hero__right {
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.hero__stat-card {
  background: rgba(255,255,255,.04);
  border: 1px solid rgba(255,255,255,.07);
  border-radius: var(--radius-lg);
  padding: 28px 32px;
  backdrop-filter: blur(8px);
  transition: border-color .3s;
}
.hero__stat-card:hover {
  border-color: rgba(201,162,39,.35);
}
.hero__stat-card--featured {
  background: linear-gradient(135deg, var(--gold) 0%, #b8911f 100%);
  border-color: var(--gold);
}
.stat-num {
  font-size: 2.4rem;
  font-weight: 900;
  line-height: 1;
  margin-bottom: 6px;
}
.stat-label {
  font-size: .85rem;
  color: rgba(255,255,255,.7);
  font-weight: 500;
}
.hero__stat-card--featured .stat-num,
.hero__stat-card--featured .stat-label {
  color: var(--navy-dark);
}
.hero__stat-card--featured .stat-label { color: rgba(7,21,41,.8); }
.stat-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

/* ── SERVICES ── */
.services { background: var(--cream); }

.services__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.service-card {
  background: #fff;
  border: 1px solid #e4e8f0;
  border-radius: var(--radius-lg);
  padding: 36px 32px;
  transition: all .25s ease;
  position: relative;
  overflow: hidden;
}
.service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .3s ease;
}
.service-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
}
.service-card:hover::before { transform: scaleX(1); }

.service-card__icon {
  font-size: 2rem;
  margin-bottom: 20px;
  width: 56px;
  height: 56px;
  background: var(--gold-pale);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.service-card h3 {
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: 12px;
  color: var(--charcoal);
}
.service-card p {
  color: var(--grey);
  font-size: .9rem;
  line-height: 1.6;
}

/* ── WHY US ── */
.why-us { background: var(--white); }
.why-us__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: start;
}
.why-list {
  list-style: none;
  margin-top: 32px;
  display: flex;
  flex-direction: column;
  gap: 28px;
}
.why-list li {
  display: flex;
  gap: 20px;
  align-items: flex-start;
}
.why-icon {
  font-size: 1.4rem;
  width: 48px;
  height: 48px;
  background: var(--gold-pale);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.why-list strong {
  display: block;
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 4px;
  color: var(--charcoal);
}
.why-list p { color: var(--grey); font-size: .9rem; }

.why-us__reviews { display: flex; flex-direction: column; gap: 20px; }
.why-us__reviews h3 {
  font-size: 1.3rem;
  font-weight: 700;
  margin-bottom: 4px;
  color: var(--charcoal);
}
.review-card {
  background: var(--cream);
  border-left: 4px solid var(--gold);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 28px;
  position: relative;
}
.review-card::before {
  content: '\201C';
  position: absolute;
  top: 12px;
  right: 20px;
  font-size: 5rem;
  color: rgba(201,162,39,.15);
  font-family: Georgia, serif;
  line-height: 1;
}
.stars { color: #f39c12; font-size: 1rem; margin-bottom: 12px; letter-spacing: 2px; }
blockquote {
  font-size: .95rem;
  color: var(--charcoal);
  line-height: 1.7;
  font-style: italic;
  margin-bottom: 16px;
}
cite {
  font-size: .8rem;
  font-weight: 600;
  color: var(--muted);
  font-style: normal;
  letter-spacing: .04em;
  text-transform: uppercase;
}

/* ── ABOUT ── */
.about { background: var(--navy); color: #fff; }
.about__inner {
  display: grid;
  grid-template-columns: 1fr 1.6fr;
  gap: 80px;
  align-items: center;
}
.about__visual {
  display: flex;
  align-items: center;
  justify-content: center;
}
.about__emblem {
  width: 260px;
  height: 260px;
  border-radius: 50%;
  border: 2px solid rgba(201,162,39,.4);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  background:
    radial-gradient(circle at 30% 30%, rgba(201,162,39,.12), transparent 60%),
    rgba(255,255,255,.03);
  box-shadow: 0 0 0 20px rgba(201,162,39,.04), 0 0 0 40px rgba(201,162,39,.02);
}
.about__emblem span {
  font-size: 4rem;
  font-weight: 900;
  color: var(--gold);
  letter-spacing: -.04em;
  line-height: 1;
}
.about__emblem small {
  font-size: .75rem;
  font-weight: 600;
  letter-spacing: .15em;
  text-transform: uppercase;
  color: rgba(255,255,255,.5);
  margin-top: 8px;
}
.about__content .section-label { background: rgba(201,162,39,.2); color: var(--gold-light); }
.about__content h2 { color: #fff; font-size: 2.2rem; font-weight: 800; margin-bottom: 20px; }
.about__content p { color: rgba(255,255,255,.7); margin-bottom: 16px; font-size: .95rem; line-height: 1.75; }

/* Credential badges */
.credentials-row {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin: 20px 0 28px;
}
.credential-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: 8px;
  padding: 10px 16px;
  font-size: .82rem;
  color: rgba(255,255,255,.8);
  font-weight: 500;
}
.credential-icon { font-size: 1.1rem; }
.contact-inline { display: flex; gap: 12px; flex-wrap: wrap; }

/* ── CONTACT ── */
.contact { background: var(--dark); color: #fff; padding-bottom: 80px; }
.contact__grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 48px;
  align-items: stretch;
}
.contact__info {
  display: flex;
  flex-direction: column;
  gap: 28px;
}
.contact-item {
  display: flex;
  gap: 18px;
  align-items: flex-start;
}
.contact-icon {
  font-size: 1.3rem;
  width: 48px;
  height: 48px;
  background: rgba(201,162,39,.12);
  border: 1px solid rgba(201,162,39,.22);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.contact-item strong { display: block; color: #fff; font-size: .85rem; font-weight: 600; margin-bottom: 4px; letter-spacing: .04em; text-transform: uppercase; }
.contact-item p, .contact-item a { color: rgba(255,255,255,.65); font-size: .95rem; }
.contact-item a:hover { color: var(--gold-light); }
.contact__map {
  border-radius: var(--radius-lg);
  overflow: hidden;
  min-height: 380px;
  border: 1px solid var(--border);
}
.contact__map iframe { width: 100%; height: 100%; display: block; }

/* ── FOOTER ── */
.footer {
  background: #050d1a;
  border-top: 1px solid var(--border);
  padding: 40px 0;
}
.footer__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 24px;
}
.footer__brand { display: flex; align-items: center; gap: 12px; }
.footer__links { display: flex; gap: 28px; }
.footer__links a { color: var(--muted); font-size: .85rem; transition: color .2s; }
.footer__links a:hover { color: #fff; }
.footer__copy { color: var(--muted); font-size: .8rem; width: 100%; text-align: center; padding-top: 16px; border-top: 1px solid var(--border); }

/* ── MOBILE NAV ── */
.nav__mobile {
  display: none;
  flex-direction: column;
  background: rgba(7,21,41,.98);
  border-top: 1px solid var(--border);
  padding: 20px 24px;
  gap: 4px;
}
.nav__mobile.open { display: flex; }
.nav__mobile a {
  color: rgba(255,255,255,.8);
  font-size: 1rem;
  font-weight: 500;
  padding: 12px 0;
  border-bottom: 1px solid var(--border);
}
.nav__mobile a:last-child { border-bottom: none; }

/* ── REVEAL ANIMATIONS ── */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity .6s ease, transform .6s ease;
}
.reveal.visible {
  opacity: 1;
  transform: none;
}
.reveal--delay-1 { transition-delay: .1s; }
.reveal--delay-2 { transition-delay: .2s; }
.reveal--delay-3 { transition-delay: .3s; }

/* ── RESPONSIVE ── */
@media (max-width: 900px) {
  .hero__inner { grid-template-columns: 1fr; gap: 48px; }
  .hero__right { display: none; }
  .services__grid { grid-template-columns: repeat(2, 1fr); }
  .why-us__inner { grid-template-columns: 1fr; gap: 48px; }
  .about__inner { grid-template-columns: 1fr; gap: 40px; }
  .about__visual { display: none; }
  .contact__grid { grid-template-columns: 1fr; }
  .contact__map { min-height: 280px; }
}

@media (max-width: 640px) {
  .section { padding: 64px 0; }
  .nav__links { display: none; }
  .nav__burger { display: block; }
  .hero { padding: 120px 0 80px; }
  .hero__heading { font-size: 2.2rem; }
  .hero__cta { flex-direction: column; }
  .services__grid { grid-template-columns: 1fr; }
  .section-header h2 { font-size: 1.9rem; }
  .footer__inner { flex-direction: column; align-items: flex-start; }
  .footer__links { flex-wrap: wrap; gap: 16px; }
  .stat-row { grid-template-columns: 1fr; }
  .contact-inline { flex-direction: column; }
  .credentials-row { flex-direction: column; }
}